AMERICAN RESCUE PLAN - $6 Billion of federal funding for Hawai’i residents and businesses

(Click links for details on Senator Schatz’s continually updated website)

DIRECT PAYMENTS FOR INDIVIDUALS [link]  Automatic $1,400 per individual who is a:

  • Social Security Old-Age, Survivors, and Disability Insurance beneficiary,
  • Supplemental Security Income recipient,
  • Railroad Retirement beneficiary,
  • VA beneficiary or
  • tax filer with income:
    • individual >$75,000
    • joint filing >$150,000
    • single parent >$112,500 (Reduced benefit $112,500 - $120,000)

UNEMPLOYMENT ASSISTANCE [link]  Through September 6, 2021 (up to 79 weeks total).  Additional payments of $300/week.

RENTERS AND HOMEOWNERS [link]  Rent assistance paid to landlord or utility if tenant meets income ceiling below and someone in tenant household qualifies for UI, lost income due to COVID or is at risk of homelessness.  Landlord or renter can apply.

Homeowners behind on payments or in foreclosure can apply for mortgage assistance if the owner meet the income ceiling below.

Renters Home owners
  income # people income # people
$70,500 1 $88,100 1
$80,600 2 $100,800 2
$90,650 3 $113,300 3
$100,700 4 $125,900 4
$108,800 5 $136,000 5
$116,850 6 $146,100 6
$124,900 7 $156,100 7
$132,950 8 $166,200 8

SMALL BUSINESSES [link]  For payroll and operating expenses.


TAX RELIEF [link]  Increase in the Child Tax Credit (fully refundable).

EMERGENCY PAID LEAVE [link]  Employers funded to provide paid sick leave / home leave if the reason for staying home is related to COVID or for caring for a child whose daycare or school is shut due to COVID.

VETERANS [link]  Retraining assistance for high-demand occupations with housing stipend and an extra round of direct emergency payments.

AGRICULTURE, AQUACULTURE, AND FISHERIES [link]  Grants and loans available for small and or midsized enterprises. Food and agricultural commodities purchased for distribution to individuals in need.

BROADBAND ACCESS [link]  For schools and libraries to purchase Internet access and connected devices for students, educators and library patrons in need.

COLLEGE STUDENTS [link]  Colleges receive funds for direct financial assistance to students.

ONGOING HELP (click links)

Hawaii Department of Health COVID Dashboard

Restaurants doing take out / delivery in Kailua

Support local farmers

Oahu Fresh: Call 476-7550
Ma‘o Organic Farms: Call 696-5569
Farm Link Hawaii: 205-5252
Local Harvest: Find Waimanalo farms near you, read reviews or sign up

Kupuna help with errands Kupuna Kare and Our Kupuna.

Stressed?  NAMI Hawaii provides free mental health services (808) 591-1297

Domestic violence?  Oahu helpline (808) 531-3771 or text (605) 956-5680


One stop: Aloha United Way 2-1-1.  They can help sort through the many benefits listed below.


Apply online

phone: (808) 762-5751, (808) 762-5752, (833) 901-2272 and (833) 901-2275.  Save in your phone so you know to pick up when they call!

Any errors will result in long delays, so:

  • Check employer legal business name
  • Use exact date and dollar figures
  • Make sure your employer fills out their DLIR paperwork too

SELF EMPLOYED? Pandemic Unemployment Assistance (PUA)

Apply online


Note: Uber, Lyft, Bite Squad, Door Dash, Rover, Instacart, Delivery Drivers, Grub Hub, or similar Web Platforms apply for regular unemployment, not PUA.


Aloha United Way: 211

Catholic Charities Hawaii: 873-4673, then press 1 and leave a voicemail even though it says "vacant position"

State Rent Relief & Housing Assistance Program Monthly (through December) rent payments of up to $2,000 per household residing in the City and County of Honolulu, or $1,500 per household residing in the Counties of Hawaii, Maui or Kauai. Assistance with rent payment plans or rent negotiation.

HHFDC Rental Assistance Program will pay for $500/month or 1/2 your rent, whichever is lower, to participating landlords of qualified tenants. September 1, 2020, start but approved relief subsidy payments also cover August.

Threat of eviction?  Illegal to evict through September 30.  Free legal assistance.


Temporary Aid to Needy Families (TANF) provides monthly cash benefits to families for food,
clothing, shelter, and other essentials.

Hoʻāla Assistance Program (HAP)   City and County of Honolulu will put up to $2,000/month (additional $500 for childcare) to make direct payments for mortgage, rent payment, utility services, licensed child and elder services, or extended medical coverage (COBRA).

KAHIAU - One time $1500 assistance for people of Native Hawaiian descent.


Emergency financial assistance / SNAP / WIC  (You shop with a debit card at authorised food retailers)

  • Waimanalo District Park.  First Thursday and  Third Monday of the month, 2:00pm - 4:00pm.
  • South Shore Christian Fellowship. 41-539 Makakalo St., Waimanalo, HI 96795. Sundays, 9:00am - 12:00pm.
  • St. Matthew's Kokua Food Basket, 41-054 Ehukai St., Waimanalo, HI 96795. Wednesday 5:00pm.
  • Closed for now. Central Union Windward, 38 Kaneohe Bay Dr., Kailua, HI 96734. Wednesday, 10-11:30. 


MEDQUEST - if you lost your health insurance due to being laid off and meet income requirements.

Worker's Compensation

Temporary Disability Insurance


Spectrum free installation and 60 days of internet for new customers with children in school.

Distance Teaching Resources


  • Waimanalo - Franci Makaneole.  Family child care: Min. age: 2 months, max. age: 6 years, hours: 7:00AM-5:00PM, availability for essential workers: Limited # of spaces (via PATCH) PHONE 808-292-4581
  • Kailua - Kama'aina kids for pre-school and school aged children.  PHONE 808-263-5554 Keolu and Aikahi locations.
  • Kailua -Cole Academy.  Group child care: Min. age: 2 years, max. age: 7 years, hours: 6:45AM-6:00PM, availability for essential workers: Limited # of spaces (via PATCH) PHONE 808-261-3012
  • Kailua -Windward YMCA. PHONE (808) 261-0808 ADDRESS 1200 Kailua Road, Kailua, HI, 96734



3 vaccines are approved for emergency use.  Pfizer, Moderna and Johnson & Johnson have all been 100% effective so far at preventing hospitalization and death, even with the new variants.  It is likely that they also prevent vaccinated people from being infected and transmitting the virus to others, but until we know for sure, we need to keep using masks and social distancing.

Many people experience side effects after the vaccine such as fever, headache or a sore arm.  Tylenol is helpful.  These indicate that the personʻs body is mounting an immune response and the vaccine is doing what it is supposed to.

Nobody is being forced to have a vaccine.  Some people with known propensity to severe allergic reactions had an allergic reaction to the Pfizer vaccine, and were treated successfully after.  Allergic reactions occur immediately after vaccination and therefore there is an observation period so that medical care can be provided. All vaccination sites are ready with medical supplies and equipment, though non have been needed yet in Hawaiʻi.

People 70+ and specific essential workers can register for vaccines here.

Adventist Health Castle - Adventist Health Castle

Hawai'i Pacific Health

Kaiser Permanente – Kaiser Permanente members can make an appointment HERE. Non-members can determine their eligibility HERE.



There are 3 types of tests:

1.  A PCR Test looks for virus RNA and tells you if you are infected right now and need to be quarantined.  It is usually done with a swab in your nose/throat.  Free testing is available for those who are sick or have had contact with a confirmed case.

Drive through screening sites are HERE (click).

Adventist Health Care (Castle) has a drive through site.  Call ahead to:  263-5500  *I recieved results in 24 hours from Castle Hospital drive through the last week of August.

2.  An Antibody Test tells us whether our immune system has encountered COVID-19.  Test are performed with a blood draw at Clinical Labs of Hawaii or Diagnostic Lab Services for $43 and you will receive results in 24 hours.  You need a request from your health care provider.  If someone is positive we don’t know whether it makes you immune from future infection or whether it makes you unable to transmit COVID-19 to others.  Ongoing research should answer these questions in the future.  We are hopeful that, like with other corona viruses, antibodies will protect people for a few years.

3.  An Antigen Test can be fast, easy and cheap but not as good as the PCR test at detecting lower concentrations of the virus.  It looks for proteins from a live virus and can only detect high levels.  It is still usefuls as these levels are when people are most likely to spread COVID-19.

Which masks are best.

Masks, even cloth masks, keep people from touching their faces, and keep everyone from spreading droplets containing COVID-19 when they cough, sneeze or breathe.  If you are high risk a medical-quality mask, even if it is not N-95 is much better than cloth masks.  You can cover it with a washable mask and keep re-using it.

Home made masks protect you more if the cloth is a tighter weave, like good sheets.  They also protect you more if they have an additional filter inside, like a cut coffee filter or vaccuum bag.

Wash your cloth masks after use.  For other masks, put them in the sun between uses to sanitize them.

3 patterns to make masks with and without sewing and instructions for proper use - click here.

Can people with no symptoms infect you?  Yes.

People with COVID have the highest concentration of the virus that can infect other people at the time symptoms first appear, and possibly 2-3 days before.
The amount of the virus declines after onset of symptoms and may be detectible for up to a month, but is only viable (can be cultured) for 8 days after symptom first appear. How sick you are does not impact how infectious you are.

How long does the virus live on surfaces?

Transmission from surfaces is not a major source of infections, despite the concerns early on.  The virus is found in droplets that generally fall to surfaces (unless someone coughs right on you).  The concentration of the virus diminishes steadily over time, but small amounts were still detectable on Plastic and Stainless Steel up to 2 or 3 days and on Cardboard up to 24 hours after the virus was deposited.


What kills the virus?

Regular soap (20 second wash) kills the virus because it breaks down the fat that coats them.  Regular laundry with a dryer also kills the virus on clothes.

Bleach and alcohol kill the virus.  Any brand with bleach in it is fine to spray on and wipe down surfaces.

You can make your own hand sanitizer with alcohol (at least 60%) and aloe vera gel (optional drops of scented oil).  Just put it in an old soap dispenser and shake it up.

Can I get the virus from food that someone else prepared?

The virus must connect with lung cells to infect you.  Your digestive tract and stomach acids will be a barrier.  The risk is touching the packaging, so remove it, throw it away and then wash your hands well.